Public programs
Help that already exists
Official programs that help pay for school or training, or help you find it. Run by government agencies and established nonprofits, and listed here for free.
Free Application for Federal Student Aid (FAFSA)
U.S. Department of Education
The single form used for federal grants, work-study, and federal student loans. Many states and schools use it for their own aid too.
Who it may help: Anyone considering college, career school, or many training programs at an eligible school, including adults and part-time students.
Our guide: How to Fill Out the FAFSA, Step by Step · Tool: Aid Prep Checklist
Federal Pell Grant
U.S. Department of Education
Need-based grant money for undergraduates that generally doesn't have to be repaid. You apply by filing the FAFSA.
Who it may help: Undergraduates with financial need who haven't earned a bachelor's degree. Amounts depend on need, cost, and enrollment.
Our guide: Grants, Scholarships, Work-Study and Loans: How Each One Works
Federal Work-Study
U.S. Department of Education, through participating schools
Part-time jobs for students with financial need, often on campus, with pay that helps cover school costs.
Who it may help: Students with need at participating schools. Funding is limited, so filing the FAFSA early helps.
Our guide: Grants, Scholarships, Work-Study and Loans: How Each One Works
Apprenticeship Job Finder
U.S. Department of Labor (Apprenticeship.gov)
A national search of registered apprenticeship openings: paid jobs that include structured training and a recognized credential.
Who it may help: People who want to earn while they learn a trade or occupation, including in IT, healthcare, and manufacturing.
Our guide: How Registered Apprenticeships Work, From Applying to Finishing
American Job Centers (WIOA training help)
U.S. Department of Labor, run locally
Free local centers offering career counseling and, for eligible people, help paying for approved training through the Workforce Innovation and Opportunity Act.
Who it may help: Job seekers, people changing careers, and workers who've been laid off. Eligibility and funding vary by area.
Our guide: Changing Careers in Your 30s, 40s or 50s: What It Really Takes
CareerOneStop Scholarship Finder
U.S. Department of Labor (CareerOneStop)
A free searchable database of scholarships, fellowships, and grants, filterable by level of study and location.
Who it may help: Students at any level, including adults and people pursuing certificates or trade training.
Our guide: Grants, Scholarships, Work-Study and Loans: How Each One Works
College-Level Examination Program (CLEP)
College Board
Exams that can earn college credit for knowledge you already have. Each college decides which exams and scores it accepts.
Who it may help: Adults with work, military, or self-taught knowledge in a subject, and anyone trying to shorten a degree.
Our guide: How to Get College Credit for What You Already Know
College Scorecard
U.S. Department of Education
Official data on schools and fields of study: costs, average net price by income, graduation rates, and typical earnings and debt.
Who it may help: Anyone comparing colleges, community colleges, or specific programs.
Our guide: How to Check a School or Program Before You Enroll · Tool: Program Comparison Worksheet
GI Bill and VA education benefits
U.S. Department of Veterans Affairs
Education and training benefits that can cover tuition, housing, and books, including for apprenticeships and non-college programs.
Who it may help: Eligible veterans, service members, and in some cases their family members.
Our guide: Grants, Scholarships, Work-Study and Loans: How Each One Works
AmeriCorps Segal Education Award
AmeriCorps
An education award earned by completing a term of AmeriCorps service, usable for tuition at eligible schools or to repay qualified student loans.
Who it may help: People open to a period of paid national service before or during their studies.
Our guide: Grants, Scholarships, Work-Study and Loans: How Each One Works
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